Main Street Mortgage offers a variety of refinance options to assist home owners in taking advantage of today's lower rates.

Fixed and adjustable rates are available. Many homeowners are taking advantage of the current low rates to change the term of their mortgage to a shorter duration to pay off their home loan sooner.

If your current mortgage is an FHA loan, you can refinance via the FHA Streamline Refinance program with no appraisal required. For FHA homeowners who do have sufficient equity, this might be a good time to refinance with a conventional product to eliminate paying private mortgage insurance.